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ZYBERNO

Stock Report

Updated Aug 31, 2026

Via Transportation, Inc. (VIA)

Technology • NYSE

$28.57

Professional Investment Analysis

ZYBERNO SCORE →

Is it a great business? Is it getting better?

21.0/100

POOR BUSINESS

Via Transportation, Inc. (VIA) scores 21/100 — concerning metrics indicating significant structural or financial risks.

📊 How is the Zyberno Score calculated? +

The Zyberno Score answers one question: "Is this a quality business worth owning?" It's a 0-100 investment grade that evaluates business fundamentals across four critical dimensions, based on principles from Warren Buffett, Benjamin Graham, Peter Lynch, and Charlie Munger.

The 4 Core Categories (25 points each):

1. PROFITABILITY (25 pts)

Metrics: ROE, ROIC, Net Margin, Operating Margin
Thresholds: ROE >20% excellent • ROIC >20% excellent • Net Margin >20% excellent • Operating Margin >25% excellent

2. FINANCIAL STRENGTH (25 pts)

Metrics: Debt-to-Equity, Current Ratio, Interest Coverage, Altman Z-Score
Thresholds: D/E <0.3 excellent • Current Ratio >2.5 excellent • Interest Coverage >10x excellent • Altman Z >3.0 safe

3. CASH FLOW QUALITY (25 pts)

Metrics: Free Cash Flow, OCF vs Net Income, FCF Margin
Thresholds: Positive & growing FCF excellent • OCF/NI >1.2x excellent (cash earnings exceed accounting)

4. GROWTH & CONSISTENCY (25 pts)

Metrics: Revenue Growth, Net Income Growth, FCF Growth, Piotroski F-Score
Thresholds: Growth via log-linear regression • Piotroski 8-9 excellent, 6-7 good

Score Interpretation:

75-100

GREAT BUSINESS

65-74

GOOD BUSINESS

50-64

AVERAGE BUSINESS

30-49

WEAK BUSINESS

0-29

POOR BUSINESS

→ View full VIA quality analysis & detailed breakdown

VALUATION SIGNAL

N/A (Requires more data)

Requires fair value calculation and current price data

💰 How is Margin of Safety calculated? +

Margin of Safety measures how much discount or premium you're paying relative to a stock's intrinsic value. It's Benjamin Graham's core principle: the larger the margin, the lower your downside risk.

Formula: (Intrinsic Value − Current Price) ÷ Intrinsic Value × 100%

How We Calculate Intrinsic Value (DCF Method):

Step 1: Calculate current Owner Earnings (OCF − Maintenance CapEx)

Step 2: Calculate company-specific growth rate using log-linear regression on 16 quarters of Owner Earnings

Step 3: Project 10 years forward using the calculated growth rate

Step 4: Discount each year's cash flow to present value using 10% discount rate

Step 5: Calculate terminal value using 3% perpetual growth rate

Step 6: Sum all discounted cash flows = Intrinsic Value

What The Percentages Mean:

+50% or more

EXCELLENT — Very undervalued

+25% to +50%

GOOD — Attractive discount

0% to +25%

FAIR — Reasonable value

0% to -25%

CAUTION — Slight premium

-25% or worse

POOR — Overvalued

"Price is what you pay, value is what you get." — Warren Buffett

→ View full VIA valuation analysis · → View full VIA Brina Gap analysis

📈 How is Brina Gap calculated? +

Brina Gap measures the difference between the growth a business can fundamentally sustain and the growth the market is already pricing in.

Formula: Fundamental Growth Rate − Market-Implied Growth Rate

The Two Components:

Fundamental Growth Rate = ROIC × Reinvestment Rate

What the business can sustainably grow at based on how much it reinvests and what return it earns on that capital. Grounded in historical financials.

Market-Implied Growth Rate = Reverse DCF

The growth rate the current Enterprise Value implicitly assumes. Calculated by back-solving a 10-year DCF model (10% WACC, 3% terminal growth) until the present value of projected cash flows equals EV.

What The Gap Means:

Gap > +5% Market Underestimates — potential upside

+2% to +5% Slight Underestimate

-2% to +2% Fairly Priced — market consensus matches fundamentals

-5% to -2% Slight Overestimate

Gap < -5% Market Overestimates — price embeds optimism fundamentals don't support

A positive gap (market underestimates) combined with a positive Margin of Safety is the strongest combined signal — the business is both cheap historically and forward economics are stronger than the price suggests.

Critical Financial Health Indicators

Return on Equity (Profitability):CRITICAL (0.0%)

Debt-to-Equity (Solvency Risk):EXCELLENT (0.05x)

Operating Margin (Operational Efficiency):CRITICAL (0.0%)

Return on Capital (Capital Efficiency):CRITICAL (-19.1%)

📊 Valuation Trilogy

Three interconnected metrics for complete valuation analysis

Click any metric for full methodology and detailed analysis

Zyberno's Verdict

Via Transportation, Inc. (VIA) stock report — Zyberno Score 21/100 (POOR BUSINESS). Full financial analysis on Zyberno.

DIVISION I: EXECUTIVE SUMMARY

A. Market Valuation

Market Price & Capitalization (2)

Current Price:28.57

Market Cap:$2.32B

Valuation Multiples (2)

P/B Ratio:3.76x

Peg Ratio:-999.00x

Enterprise Metrics (1)

Enterprise Value:$2.01B

Price Action & Momentum (1)

% of 52-Week High:50.7%

B. Profitability Assessment

Return Metrics (3)

Roic:

-19.1%

📊 Click to view full VIA ROIC analysis →

Reinvestment Rate:-65.5%

Fundamental Growth Rate (g):12.5%

Margin Analysis (1)

Ebitda Margin:-16.7%

Yield Metrics (2)

Earnings Yield:-$999.00

Dividend Yield:0.0%

C. Log-Linear Regression Growth Trends

D. Financial Stability

Liquidity Ratios (3)

Current Ratio:5.05x

Quick Ratio:5.05x

Cash Ratio:3.70x

Leverage Analysis (3)

Debt To Equity Ttm:0.05x

Debt-to-Equity Ratio:0.05x

Debt To Ebitda:-999.00x

Coverage Ratios (2)

Interest Coverage Ratio:-271.69x

Times Interest Earned:-271.69

Capital Structure (4)

Working Capital:367,410,000.00

Cash And Cash Equivalents:335,915,000.00

Long Term Debt:$8.20M

Net Debt:-$317.89M

DIVISION II: FINANCIAL STATEMENTS ANALYSIS

A. Income Statement Analysis

Revenue Components (2)

$434.34M

Cost Of Revenue Ttm:$262.54M

Profitability Breakdown (2)

$171.80M-$76.62M

Bottom Line Performance (3)

-$96.36M

Income Before Tax:-$19.39M

Ebitda Ttm:-72,716,000.00

Operating Expenses (5)

Operating Expenses:77,360,000.00

R And D Expense:26,108,000.00

Sga Expense:30,110,000.00

Income Tax Expense:$165.00K

Interest Expense:282,000.00

Expense Ratios (3)

R And D To Revenue Percentage:19.2%

Sga To Revenue Percentage:22.2%

Ebitda Margin:-16.7%

B. Balance Sheet Analysis

Asset Composition (5)

Total Assets:$718.35M

Current Assets:$458.21M

Ppe Net:16,051,000.00

Goodwill:190,720,000.00

Intangible Assets:$32.97M

Liability Structure (4)

Total Liabilities:100,040,000.00

Current Liabilities:90,796,000.00

Long Term Debt:$8.20M

Short Term Debt:$9.83M

Equity & Capital (3)

Equity:$618.31M

Retained Earnings:-$1.23B

Common Stock:0.00

Working Capital Items (3)

Accounts Receivable:104,679,000.00

Inventory:0.00

Accounts Payable:22,501,000.00

Special Items (2)

Contract Liabilities:22,810,000.00

Stock Based Compensation:16,010,000.00

C. Cash Flow Analysis

Operating Activities (2)

-$30.87M-$32.53M

Investment Activities (1)

Investing Cash Flow:-$2.28M

Financing Activities (3)

Financing Cash Flow:$996.00K

Dividends Paid Ttm:0.00

Stock Repurchase:0.00

Capital Transactions (3)

Common Stock Issuance:0.00

Long Term Debt Issuance:$0.00

Long Term Debt Repayments:$0.00

DIVISION III: OPERATIONAL METRICS

A. Per Share Analysis

Earnings Per Share (1)

Earnings Per Share Ttm:-$1.18

Revenue & Cash Per Share (2)

Sales Per Share Ttm:5.34

Operating Cash Flow Per Share:-$0.38

Book Value & Capital (2)

Book Value Per Share:$7.60

Cash Per Share:4.13

Dividend Policy (1)

Dividend Payout Ratio:-999.00x

B. Operational Efficiency

Asset Utilization (2)

Asset Turnover Ttm:0.61x

Working Capital Turnover Ttm:1.18x

Receivables Management (2)

Receivables Turnover Ttm:4.15x

Days Sales Outstanding Ttm:87.97

Inventory Management (2)

Inventory Turnover Ttm:-999.00x

Days Inventory Outstanding Ttm:-999.00

Payables & Cash Cycle (2)

Days Payable Outstanding:31.28

Cash Conversion Cycle:-942.31

C. Quality & Risk Metrics

Financial Quality Scores (2)

Financial Strength Score:100.00

Quality Score:40.00

Market Metrics (2)

Beta:0.00x

Volatility Category:unknown

DIVISION IV: INVESTMENT ANALYSIS

A. Value Investment Framework

Damodaran Growth Analysis (2)

Reinvestment Rate:-65.5%

Fundamental Growth Rate (g):12.5%

B. Log-Linear Regression Growth Analysis

C. Company Profile & Context

Corporate Information (6)

Symbol:VIA

Company Name:Via Transportation, Inc.

Sector:Technology

Industry:Software

Exchange:NYSE

Country:United States

Market Classification (3)

Market Cap Category:N/A

Price Category:medium

Volume Category:N/A

Share Structure (3)

Shares Outstanding:81.34M

Shares Outstanding Basic:81.34M

Shares Outstanding Diluted:81.34M

Data Processing Info (3)

Processing Version:v3.0

Last Updated:2026-08-31 21:23:53 UTC

Data Timestamp:2026-08-31T21:23:53.201550