← Back to Stock Screener← Stock Screener

ZYBERNO

Stock Report

Updated Sep 1, 2026

UNIVERSAL SAFETY PRODUCTS, INC. (UUU)

Consumer Discretionary • NYSE

$5.06

Professional Investment Analysis

ZYBERNO SCORE →

Is it a great business? Is it getting better?

32.0/100

WEAK BUSINESS

UNIVERSAL SAFETY PRODUCTS, INC. (UUU) scores 32/100 — weak fundamentals with mixed indicators requiring careful analysis before acting.

📊 How is the Zyberno Score calculated? +

The Zyberno Score answers one question: "Is this a quality business worth owning?" It's a 0-100 investment grade that evaluates business fundamentals across four critical dimensions, based on principles from Warren Buffett, Benjamin Graham, Peter Lynch, and Charlie Munger.

The 4 Core Categories (25 points each):

1. PROFITABILITY (25 pts)

Metrics: ROE, ROIC, Net Margin, Operating Margin
Thresholds: ROE >20% excellent • ROIC >20% excellent • Net Margin >20% excellent • Operating Margin >25% excellent

2. FINANCIAL STRENGTH (25 pts)

Metrics: Debt-to-Equity, Current Ratio, Interest Coverage, Altman Z-Score
Thresholds: D/E <0.3 excellent • Current Ratio >2.5 excellent • Interest Coverage >10x excellent • Altman Z >3.0 safe

3. CASH FLOW QUALITY (25 pts)

Metrics: Free Cash Flow, OCF vs Net Income, FCF Margin
Thresholds: Positive & growing FCF excellent • OCF/NI >1.2x excellent (cash earnings exceed accounting)

4. GROWTH & CONSISTENCY (25 pts)

Metrics: Revenue Growth, Net Income Growth, FCF Growth, Piotroski F-Score
Thresholds: Growth via log-linear regression • Piotroski 8-9 excellent, 6-7 good

Score Interpretation:

75-100

GREAT BUSINESS

65-74

GOOD BUSINESS

50-64

AVERAGE BUSINESS

30-49

WEAK BUSINESS

0-29

POOR BUSINESS

→ View full UUU quality analysis & detailed breakdown

VALUATION SIGNAL

N/A (Requires more data)

Requires fair value calculation and current price data

💰 How is Margin of Safety calculated? +

Margin of Safety measures how much discount or premium you're paying relative to a stock's intrinsic value. It's Benjamin Graham's core principle: the larger the margin, the lower your downside risk.

Formula: (Intrinsic Value − Current Price) ÷ Intrinsic Value × 100%

How We Calculate Intrinsic Value (DCF Method):

Step 1: Calculate current Owner Earnings (OCF − Maintenance CapEx)

Step 2: Calculate company-specific growth rate using log-linear regression on 16 quarters of Owner Earnings

Step 3: Project 10 years forward using the calculated growth rate

Step 4: Discount each year's cash flow to present value using 10% discount rate

Step 5: Calculate terminal value using 3% perpetual growth rate

Step 6: Sum all discounted cash flows = Intrinsic Value

What The Percentages Mean:

+50% or more

EXCELLENT — Very undervalued

+25% to +50%

GOOD — Attractive discount

0% to +25%

FAIR — Reasonable value

0% to -25%

CAUTION — Slight premium

-25% or worse

POOR — Overvalued

"Price is what you pay, value is what you get." — Warren Buffett

→ View full UUU valuation analysis · → View full UUU Brina Gap analysis

📈 How is Brina Gap calculated? +

Brina Gap measures the difference between the growth a business can fundamentally sustain and the growth the market is already pricing in.

Formula: Fundamental Growth Rate − Market-Implied Growth Rate

The Two Components:

Fundamental Growth Rate = ROIC × Reinvestment Rate

What the business can sustainably grow at based on how much it reinvests and what return it earns on that capital. Grounded in historical financials.

Market-Implied Growth Rate = Reverse DCF

The growth rate the current Enterprise Value implicitly assumes. Calculated by back-solving a 10-year DCF model (10% WACC, 3% terminal growth) until the present value of projected cash flows equals EV.

What The Gap Means:

Gap > +5% Market Underestimates — potential upside

+2% to +5% Slight Underestimate

-2% to +2% Fairly Priced — market consensus matches fundamentals

-5% to -2% Slight Overestimate

Gap < -5% Market Overestimates — price embeds optimism fundamentals don't support

A positive gap (market underestimates) combined with a positive Margin of Safety is the strongest combined signal — the business is both cheap historically and forward economics are stronger than the price suggests.

Critical Financial Health Indicators

Return on Equity (Profitability):CRITICAL (-78.7%)

Debt-to-Equity (Solvency Risk):EXCELLENT (0.01x)

Operating Margin (Operational Efficiency):CRITICAL (-96.0%)

Return on Capital (Capital Efficiency):CRITICAL (-296.3%)

📊 Valuation Trilogy

Three interconnected metrics for complete valuation analysis

Click any metric for full methodology and detailed analysis

Zyberno's Verdict

UNIVERSAL SAFETY PRODUCTS, INC. (UUU) stock report — Zyberno Score 32/100 (WEAK BUSINESS). Full financial analysis on Zyberno.

DIVISION I: EXECUTIVE SUMMARY

A. Market Valuation

Market Price & Capitalization (2)

Current Price:5.06

Market Cap:$14.86M

Valuation Multiples (3)

P/B Ratio:4.29x

P/S Ratio:3.07x

Peg Ratio:-999.00x

Enterprise Metrics (2)

Enterprise Value:$11.18M

Pfcf Ratio:18.87x

Price Action & Momentum (2)

Momentum Percentile:89 / 100

% of 52-Week High:61.2%

B. Profitability Assessment

Return Metrics (5)

ROE:

-78.7%

📊 Click to view full UUU ROE analysis →

ROA:-45.9%

Roic:

-296.3%

📊 Click to view full UUU ROIC analysis →

Reinvestment Rate:0.0%

Fundamental Growth Rate (g):0.0%

Margin Analysis (3)

Operating Margin Ttm:-96.0%

Net Margin Ttm:-51.3%

Ebitda Margin:-96.0%

TTM Performance (3)

Gross Margin Ttm:16.6%

Operating Margin Ttm:-96.0%

Net Margin Ttm:-51.3%

Yield Metrics (2)

Earnings Yield:-$30.19

Dividend Yield:22.9%

C. Log-Linear Regression Growth Trends

Earnings Surprise (SUE) (3)

Earnings Surprise (SUE):

-1.16

📊 Click to view full UUU Earnings Surprise analysis →

EPS Surprise vs Expected:-107.9%

Latest Earnings Filed:2026-07-02

Revenue Growth (Linear) (1)

Revenue Growth Rate (Linear):-50.0%

Earnings Growth (Linear) (1)

Net Income Growth Rate (Linear):86.6%

Cash Flow Growth (Linear) (1)

Operating Cash Flow Growth Rate (Linear):100.0%

Operating Growth (Linear) (1)

Operating Income Growth Rate (Linear):100.0%

D. Financial Stability

Liquidity Ratios (3)

Current Ratio:3.39x

Quick Ratio:2.87x

Cash Ratio:2.60x

Leverage Analysis (3)

Debt To Equity Ttm:0.01x

Debt-to-Equity Ratio:0.01x

Debt To Ebitda:-999.00x

Coverage Ratios (2)

Interest Coverage Ratio:-17.74x

Times Interest Earned:-17.74

Capital Structure (4)

Working Capital:3,416,526.00

Cash And Cash Equivalents:3,710,413.00

Long Term Debt:$13.33K

Net Debt:-$3.68M

DIVISION II: FINANCIAL STATEMENTS ANALYSIS

A. Income Statement Analysis

Revenue Components (2)

Revenue TTM: $4.85M

Linear Growth: -50.0%

📊 Click to view full UUU Revenue analysis & methodology →

Cost Of Revenue Ttm:$4.04M

Profitability Breakdown (2)

Gross profit TTM: $803.39K

Linear Growth: -44.5%

📊 Click to view full UUU Gross Profit analysis & methodology →

Operating income TTM: -$4.65M

Linear Growth: 100.0%

📊 Click to view full UUU Operating Income analysis & methodology →

Bottom Line Performance (3)

Net income TTM: -$2.49M

Linear Growth: 86.6%

📊 Click to view full UUU Net Income analysis & methodology →

Income Before Tax:-$3.77M

Ebitda Ttm:-4,653,833.00

Operating Expenses (5)

Operating Expenses:0.00

R And D Expense:0.00

Sga Expense:5,233,428.00

Income Tax Expense:-$478.27K

Interest Expense:262,365.00

Expense Ratios (3)

R And D To Revenue Percentage:0.0%

Sga To Revenue Percentage:4,776.8%

Ebitda Margin:-96.0%

B. Balance Sheet Analysis

Asset Composition (5)

Total Assets:$4.89M

Current Assets:$4.84M

Ppe Net:44,266.00

Goodwill:0.00

Intangible Assets:$27.95K

Liability Structure (4)

Total Liabilities:1,427,717.00

Current Liabilities:1,427,717.00

Long Term Debt:$13.33K

Short Term Debt:$13.33K

Equity & Capital (3)

Equity:$3.46M

Retained Earnings:-$13.21M

Common Stock:20,000,000.00

Working Capital Items (3)

Accounts Receivable:317,754.00

Inventory:753,509.00

Accounts Payable:357,978.00

Special Items (2)

Contract Liabilities:0.00

Stock Based Compensation:896,700.00

C. Cash Flow Analysis

Operating Activities (2)

Operating cash flow TTM: $536.19K

Linear Growth: 100.0%

$536.19K

Investment Activities (1)

Investing Cash Flow:-$45.40K

Financing Activities (3)

Financing Cash Flow:$970.00K

Dividends Paid Ttm:2,312,787.00

Stock Repurchase:0.00

Capital Transactions (3)

Common Stock Issuance:0.00

Long Term Debt Issuance:$0.00

Long Term Debt Repayments:$0.00

DIVISION III: OPERATIONAL METRICS

A. Per Share Analysis

Earnings Per Share (3)

EPS (Basic TTM):-1.04

Eps diluted TTM: -$1.04

Linear Growth: 100.0%

📊 Click to view full UUU EPS analysis & methodology →

Earnings Per Share Ttm:-$0.85

Revenue & Cash Per Share (2)

Sales Per Share Ttm:1.65

Operating Cash Flow Per Share:$0.18

Book Value & Capital (2)

Book Value Per Share:$1.18

Cash Per Share:1.26

Dividend Policy (1)

Dividend Payout Ratio:-999.00x

B. Operational Efficiency

Asset Utilization (2)

Asset Turnover Ttm:0.90x

Working Capital Turnover Ttm:1.42x

Receivables Management (2)

Receivables Turnover Ttm:15.25x

Days Sales Outstanding Ttm:23.93

Inventory Management (2)

Inventory Turnover Ttm:5.37x

Days Inventory Outstanding Ttm:68.01

Payables & Cash Cycle (2)

Days Payable Outstanding:32.31

Cash Conversion Cycle:59.63

C. Quality & Risk Metrics

Financial Quality Scores (2)

Financial Strength Score:100.00

Quality Score:55.00

Market Metrics (2)

Beta:0.00x

Volatility Category:unknown

DIVISION IV: INVESTMENT ANALYSIS

A. Value Investment Framework

Damodaran Growth Analysis (2)

Reinvestment Rate:0.0%

Fundamental Growth Rate (g):0.0%

B. Log-Linear Regression Growth Analysis

Growth Rates (Log-Linear Regression) (3)

Revenue Growth Rate (Linear):-50.0%

Net Income Growth Rate (Linear):86.6%

Operating Income Growth Rate (Linear):100.0%

Cash Flow Growth Rates (1)

Operating Cash Flow Growth Rate (Linear):100.0%

Other Growth Rates (2)

Gross Profit Growth Rate (Linear):-44.5%

Book Value Growth Rate (Linear):-9.5%

C. Company Profile & Context

Corporate Information (6)

Symbol:UUU

Company Name:UNIVERSAL SAFETY PRODUCTS, INC.

Sector:Consumer Discretionary

Industry:Wholesale-Electronic Parts & Equipment, NEC

Exchange:NYSE

Country:United States

Market Classification (3)

Market Cap Category:N/A

Price Category:low

Volume Category:N/A

Share Structure (3)

Shares Outstanding:2.94M

Shares Outstanding Basic:2.94M

Shares Outstanding Diluted:2.94M

Data Processing Info (3)

Processing Version:v3.0

Last Updated:2026-09-01 12:28:49 UTC

Data Timestamp:2026-08-21T05:40:43.174640