NYSE
According to Zyberno, J.Jill, Inc. (JILL) shows Underestimated Growth — WEAK BUSINESS (43/100) with a Brina Gap of +4.7% showing underestimated forward growth, but no margin of safety at -100.0%.
According to Zyberno's DCF model, J.Jill, Inc. (JILL) trades at $20.01 against an estimated intrinsic value per share of $7.59 — a -100.0% Margin of Safety based on Owner Earnings of $25.32M TTM, projected at -20.8% growth for 10 years with a 2.5% terminal growth rate. The Brina Gap of +4.7% strengthens the case: based on the company's ROIC (24.9%) and reinvestment rate (-8.6%), the business can fundamentally grow at -2.2% — but the current enterprise value implies the market expects -6.8%. This places JILL in the Underestimated Growth quadrant of the Brina Matrix, where growth is underestimated but no margin of safety on existing cash. Zyberno's model translates this into a 5-year expected return of -33.3% annually.
Over the trailing twelve months, JILL generated $25.32M in Owner Earnings. Capital was deployed as follows: $794.00K returned via share buybacks, $4.98M paid as dividends, $17.27M invested in capital expenditures. Reinvestment rate: -8.6%. Owner Earnings have declined at 20.8% annually over the trailing five years using log-linear regression.