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ZYBERNO

Stock Report

Updated Sep 1, 2026

IQSTEL Inc. (IQST)

Technology • NASDAQ

$0.93

Professional Investment Analysis

ZYBERNO SCORE →

Is it a great business? Is it getting better?

30.0/100

WEAK BUSINESS

IQSTEL Inc. (IQST) scores 30/100 — weak fundamentals with mixed indicators requiring careful analysis before acting.

📊 How is the Zyberno Score calculated? +

The Zyberno Score answers one question: "Is this a quality business worth owning?" It's a 0-100 investment grade that evaluates business fundamentals across four critical dimensions, based on principles from Warren Buffett, Benjamin Graham, Peter Lynch, and Charlie Munger.

The 4 Core Categories (25 points each):

1. PROFITABILITY (25 pts)

Metrics: ROE, ROIC, Net Margin, Operating Margin
Thresholds: ROE >20% excellent • ROIC >20% excellent • Net Margin >20% excellent • Operating Margin >25% excellent

2. FINANCIAL STRENGTH (25 pts)

Metrics: Debt-to-Equity, Current Ratio, Interest Coverage, Altman Z-Score
Thresholds: D/E <0.3 excellent • Current Ratio >2.5 excellent • Interest Coverage >10x excellent • Altman Z >3.0 safe

3. CASH FLOW QUALITY (25 pts)

Metrics: Free Cash Flow, OCF vs Net Income, FCF Margin
Thresholds: Positive & growing FCF excellent • OCF/NI >1.2x excellent (cash earnings exceed accounting)

4. GROWTH & CONSISTENCY (25 pts)

Metrics: Revenue Growth, Net Income Growth, FCF Growth, Piotroski F-Score
Thresholds: Growth via log-linear regression • Piotroski 8-9 excellent, 6-7 good

Score Interpretation:

75-100

GREAT BUSINESS

65-74

GOOD BUSINESS

50-64

AVERAGE BUSINESS

30-49

WEAK BUSINESS

0-29

POOR BUSINESS

→ View full IQST quality analysis & detailed breakdown

VALUATION SIGNAL

N/A (Requires more data)

Requires fair value calculation and current price data

💰 How is Margin of Safety calculated? +

Margin of Safety measures how much discount or premium you're paying relative to a stock's intrinsic value. It's Benjamin Graham's core principle: the larger the margin, the lower your downside risk.

Formula: (Intrinsic Value − Current Price) ÷ Intrinsic Value × 100%

How We Calculate Intrinsic Value (DCF Method):

Step 1: Calculate current Owner Earnings (OCF − Maintenance CapEx)

Step 2: Calculate company-specific growth rate using log-linear regression on 16 quarters of Owner Earnings

Step 3: Project 10 years forward using the calculated growth rate

Step 4: Discount each year's cash flow to present value using 10% discount rate

Step 5: Calculate terminal value using 3% perpetual growth rate

Step 6: Sum all discounted cash flows = Intrinsic Value

What The Percentages Mean:

+50% or more

EXCELLENT — Very undervalued

+25% to +50%

GOOD — Attractive discount

0% to +25%

FAIR — Reasonable value

0% to -25%

CAUTION — Slight premium

-25% or worse

POOR — Overvalued

"Price is what you pay, value is what you get." — Warren Buffett

→ View full IQST valuation analysis · → View full IQST Brina Gap analysis

📈 How is Brina Gap calculated? +

Brina Gap measures the difference between the growth a business can fundamentally sustain and the growth the market is already pricing in.

Formula: Fundamental Growth Rate − Market-Implied Growth Rate

The Two Components:

Fundamental Growth Rate = ROIC × Reinvestment Rate

What the business can sustainably grow at based on how much it reinvests and what return it earns on that capital. Grounded in historical financials.

Market-Implied Growth Rate = Reverse DCF

The growth rate the current Enterprise Value implicitly assumes. Calculated by back-solving a 10-year DCF model (10% WACC, 3% terminal growth) until the present value of projected cash flows equals EV.

What The Gap Means:

Gap > +5% Market Underestimates — potential upside

+2% to +5% Slight Underestimate

-2% to +2% Fairly Priced — market consensus matches fundamentals

-5% to -2% Slight Overestimate

Gap < -5% Market Overestimates — price embeds optimism fundamentals don't support

A positive gap (market underestimates) combined with a positive Margin of Safety is the strongest combined signal — the business is both cheap historically and forward economics are stronger than the price suggests.

Critical Financial Health Indicators

Return on Equity (Profitability):CRITICAL (-74.7%)

Debt-to-Equity (Solvency Risk):EXCELLENT (0.21x)

Operating Margin (Operational Efficiency):CRITICAL (-1.3%)

Return on Capital (Capital Efficiency):CRITICAL (-24.2%)

📊 Valuation Trilogy

Three interconnected metrics for complete valuation analysis

Click any metric for full methodology and detailed analysis

Zyberno's Verdict

IQSTEL Inc. (IQST) stock report — Zyberno Score 30/100 (WEAK BUSINESS). Full financial analysis on Zyberno.

Over the trailing twelve months, IQST generated -$2.79M in Owner Earnings. Capital was deployed as follows: $2.17M invested in capital expenditures. Reinvestment rate: -26.0%.

DIVISION I: EXECUTIVE SUMMARY

A. Market Valuation

Market Price & Capitalization (2)

Current Price:0.93

Market Cap:$9.36M

Valuation Multiples (3)

P/B Ratio:0.73x

P/S Ratio:0.02x

Peg Ratio:-999.00x

Enterprise Metrics (1)

Enterprise Value:$12.34M

Price Action & Momentum (3)

12-1 Momentum:

-85.0% (1th pctile)

📈 Click to view full IQST Momentum analysis →

Momentum Percentile:1 / 100

% of 52-Week High:12.7%

B. Profitability Assessment

Return Metrics (5)

ROE:

-74.7%

📊 Click to view full IQST ROE analysis →

ROA:-18.5%

Roic:

-24.2%

📊 Click to view full IQST ROIC analysis →

Reinvestment Rate:-26.0%

Fundamental Growth Rate (g):6.3%

Margin Analysis (3)

Operating Margin Ttm:-1.3%

Net Margin Ttm:-2.2%

Ebitda Margin:-1.1%

TTM Performance (3)

Gross Margin Ttm:2.7%

Operating Margin Ttm:-1.3%

Net Margin Ttm:-2.2%

Yield Metrics (2)

Earnings Yield:-$194.02

Dividend Yield:0.0%

C. Log-Linear Regression Growth Trends

Earnings Surprise (SUE) (3)

Earnings Surprise (SUE):

+1.88

📊 Click to view full IQST Earnings Surprise analysis →

EPS Surprise vs Expected:61.5%

Latest Earnings Filed:2026-08-20

Revenue Growth (Linear) (1)

Revenue Growth Rate (Linear):51.7%

Cash Flow Growth (Linear) (1)

Operating Cash Flow Growth Rate (Linear):22.3%

D. Financial Stability

Liquidity Ratios (3)

Current Ratio:1.09x

Quick Ratio:1.09x

Cash Ratio:0.07x

Leverage Analysis (3)

Debt To Equity Ttm:0.21x

Debt-to-Equity Ratio:0.21x

Debt To Ebitda:-999.00x

Coverage Ratios (2)

Interest Coverage Ratio:-13.13x

Times Interest Earned:-13.13

Capital Structure (4)

Working Capital:2,708,785.00

Cash And Cash Equivalents:2,091,882.00

Long Term Debt:$2.55M

Net Debt:$2.98M

DIVISION II: FINANCIAL STATEMENTS ANALYSIS

A. Income Statement Analysis

Revenue Components (2)

Revenue TTM: $394.07M

Linear Growth: 51.7%

📊 Click to view full IQST Revenue analysis & methodology →

Cost Of Revenue Ttm:$383.59M

Profitability Breakdown (2)

Gross profit TTM: $10.48M

Linear Growth: 40.7%

📊 Click to view full IQST Gross Profit analysis & methodology →

-$5.07M

Bottom Line Performance (3)

-$8.81M

Income Before Tax:-$8.72M

Ebitda Ttm:-4,404,204.00

Operating Expenses (5)

Operating Expenses:15,548,695.00

R And D Expense:0.00

Sga Expense:13,380,143.00

Income Tax Expense:$199.32K

Interest Expense:323,770.00

Expense Ratios (3)

R And D To Revenue Percentage:0.0%

Sga To Revenue Percentage:12.3%

Ebitda Margin:-1.1%

B. Balance Sheet Analysis

Asset Composition (5)

Total Assets:$48.19M

Current Assets:$33.53M

Ppe Net:1,719,476.00

Goodwill:5,790,049.00

Intangible Assets:$6.72M

Liability Structure (4)

Total Liabilities:35,438,837.00

Current Liabilities:30,816,253.00

Long Term Debt:$2.55M

Short Term Debt:$2.52M

Equity & Capital (3)

Equity:$12.75M

Retained Earnings:-$47.01M

Common Stock:26,000,000.00

Working Capital Items (3)

Accounts Receivable:27,693,581.00

Inventory:30,658.00

Accounts Payable:12,130,024.00

Special Items (2)

Contract Liabilities:1,040,597.00

Stock Based Compensation:4,920.00

C. Cash Flow Analysis

Operating Activities (2)

Operating cash flow TTM: -$2.11M

Linear Growth: 22.3%

-$4.28M

Investment Activities (2)

Investing Cash Flow:-$8.40K

Capital Expenditures Ttm:2,171,426.00

Financing Activities (3)

Financing Cash Flow:$626.08K

Dividends Paid Ttm:0.00

Stock Repurchase:0.00

Capital Transactions (3)

Common Stock Issuance:1,100,000.00

Long Term Debt Issuance:$0.00

Long Term Debt Repayments:$0.00

Non-Cash Items (1)

Depreciation Amortization Ttm:666,179.00

DIVISION III: OPERATIONAL METRICS

A. Per Share Analysis

Earnings Per Share (2)

-$2.27

Earnings Per Share Ttm:-$0.88

Revenue & Cash Per Share (2)

Sales Per Share Ttm:39.20

Operating Cash Flow Per Share:-$0.38

Book Value & Capital (2)

Book Value Per Share:$1.27

Cash Per Share:0.21

Dividend Policy (1)

Dividend Payout Ratio:-999.00x

B. Operational Efficiency

Asset Utilization (2)

Asset Turnover Ttm:8.27x

Working Capital Turnover Ttm:145.48x

Receivables Management (2)

Receivables Turnover Ttm:14.23x

Days Sales Outstanding Ttm:25.65

Inventory Management (2)

Inventory Turnover Ttm:12,512.01x

Days Inventory Outstanding Ttm:0.03

Payables & Cash Cycle (2)

Days Payable Outstanding:11.54

Cash Conversion Cycle:14.14

C. Quality & Risk Metrics

Financial Quality Scores (2)

Financial Strength Score:80.00

Quality Score:35.00

Market Metrics (2)

Beta:0.00x

Volatility Category:unknown

DIVISION IV: INVESTMENT ANALYSIS

A. Value Investment Framework

Owner Earnings Analysis (1)

-$2.79M

Damodaran Growth Analysis (2)

Reinvestment Rate:-26.0%

Fundamental Growth Rate (g):6.3%

B. Log-Linear Regression Growth Analysis

Growth Rates (Log-Linear Regression) (1)

Revenue Growth Rate (Linear):51.7%

Cash Flow Growth Rates (1)

Operating Cash Flow Growth Rate (Linear):22.3%

Other Growth Rates (2)

Gross Profit Growth Rate (Linear):40.7%

Book Value Growth Rate (Linear):11.9%

C. Company Profile & Context

Corporate Information (6)

Symbol:IQST

Company Name:IQSTEL Inc.

Sector:Technology

Industry:Telecommunications

Exchange:NASDAQ

Country:United States

Market Classification (3)

Market Cap Category:N/A

Price Category:low

Volume Category:N/A

Share Structure (3)

Shares Outstanding:10.05M

Shares Outstanding Basic:10.05M

Shares Outstanding Diluted:68.55M

Data Processing Info (3)

Processing Version:v3.0

Last Updated:2026-09-01 16:59:05 UTC

Data Timestamp:2026-08-21T22:24:27.975829