NYSE
According to Zyberno, HAVERTY FURNITURE COMPANIES, INC (HVT-A) is not a buy — WEAK BUSINESS (39/100) with a negative Margin of Safety of -100.0% and a Brina Gap of -15.5% showing the market already prices in more growth than the fundamentals support.
According to Zyberno's DCF model, HAVERTY FURNITURE COMPANIES, INC (HVT-A) trades at $27.21 against an estimated intrinsic value per share of $6.60 — a -100.0% Margin of Safety based on Owner Earnings of $23.76M TTM, projected at -16.8% growth for 10 years with a 2.5% terminal growth rate. The Brina Gap of -15.5% weakens the case: based on the company's ROIC (5.2%) and reinvestment rate (-19.0%), the business can fundamentally grow at -1.0% — but the current enterprise value implies the market expects 14.5%. This places HVT-A in the Expensive Hype quadrant of the Brina Matrix, the most fragile combination — overvalued on cash AND overpriced on growth. Zyberno's model translates this into a 5-year expected return of -39.5% annually.
Over the trailing twelve months, HVT-A generated $23.76M in Owner Earnings. Capital was deployed as follows: $1.99M returned via share buybacks, $20.97M paid as dividends, $20.50M invested in capital expenditures. Reinvestment rate: -19.0%. Owner Earnings have declined at 16.8% annually over the trailing five years using log-linear regression.