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ZYBERNO

Stock Report

Updated Aug 31, 2026

HOOKER FURNISHINGS CORPORATION (HOFT)

NASDAQ

$13.39

Professional Investment Analysis

ZYBERNO SCORE →

Is it a great business? Is it getting better?

33.0/100

WEAK BUSINESS

HOOKER FURNISHINGS CORPORATION (HOFT) scores 33/100 — weak fundamentals with mixed indicators requiring careful analysis before acting.

📊 How is the Zyberno Score calculated? +

The Zyberno Score answers one question: "Is this a quality business worth owning?" It's a 0-100 investment grade that evaluates business fundamentals across four critical dimensions, based on principles from Warren Buffett, Benjamin Graham, Peter Lynch, and Charlie Munger.

The 4 Core Categories (25 points each):

1. PROFITABILITY (25 pts)

Metrics: ROE, ROIC, Net Margin, Operating Margin
Thresholds: ROE >20% excellent • ROIC >20% excellent • Net Margin >20% excellent • Operating Margin >25% excellent

2. FINANCIAL STRENGTH (25 pts)

Metrics: Debt-to-Equity, Current Ratio, Interest Coverage, Altman Z-Score
Thresholds: D/E <0.3 excellent • Current Ratio >2.5 excellent • Interest Coverage >10x excellent • Altman Z >3.0 safe

3. CASH FLOW QUALITY (25 pts)

Metrics: Free Cash Flow, OCF vs Net Income, FCF Margin
Thresholds: Positive & growing FCF excellent • OCF/NI >1.2x excellent (cash earnings exceed accounting)

4. GROWTH & CONSISTENCY (25 pts)

Metrics: Revenue Growth, Net Income Growth, FCF Growth, Piotroski F-Score
Thresholds: Growth via log-linear regression • Piotroski 8-9 excellent, 6-7 good

Score Interpretation:

75-100

GREAT BUSINESS

65-74

GOOD BUSINESS

50-64

AVERAGE BUSINESS

30-49

WEAK BUSINESS

0-29

POOR BUSINESS

→ View full HOFT quality analysis & detailed breakdown

VALUATION SIGNAL

N/A (Requires more data)

Requires fair value calculation and current price data

💰 How is Margin of Safety calculated? +

Margin of Safety measures how much discount or premium you're paying relative to a stock's intrinsic value. It's Benjamin Graham's core principle: the larger the margin, the lower your downside risk.

Formula: (Intrinsic Value − Current Price) ÷ Intrinsic Value × 100%

How We Calculate Intrinsic Value (DCF Method):

Step 1: Calculate current Owner Earnings (OCF − Maintenance CapEx)

Step 2: Calculate company-specific growth rate using log-linear regression on 16 quarters of Owner Earnings

Step 3: Project 10 years forward using the calculated growth rate

Step 4: Discount each year's cash flow to present value using 10% discount rate

Step 5: Calculate terminal value using 3% perpetual growth rate

Step 6: Sum all discounted cash flows = Intrinsic Value

What The Percentages Mean:

+50% or more

EXCELLENT — Very undervalued

+25% to +50%

GOOD — Attractive discount

0% to +25%

FAIR — Reasonable value

0% to -25%

CAUTION — Slight premium

-25% or worse

POOR — Overvalued

"Price is what you pay, value is what you get." — Warren Buffett

→ View full HOFT valuation analysis · → View full HOFT Brina Gap analysis

📈 How is Brina Gap calculated? +

Brina Gap measures the difference between the growth a business can fundamentally sustain and the growth the market is already pricing in.

Formula: Fundamental Growth Rate − Market-Implied Growth Rate

The Two Components:

Fundamental Growth Rate = ROIC × Reinvestment Rate

What the business can sustainably grow at based on how much it reinvests and what return it earns on that capital. Grounded in historical financials.

Market-Implied Growth Rate = Reverse DCF

The growth rate the current Enterprise Value implicitly assumes. Calculated by back-solving a 10-year DCF model (10% WACC, 3% terminal growth) until the present value of projected cash flows equals EV.

What The Gap Means:

Gap > +5% Market Underestimates — potential upside

+2% to +5% Slight Underestimate

-2% to +2% Fairly Priced — market consensus matches fundamentals

-5% to -2% Slight Overestimate

Gap < -5% Market Overestimates — price embeds optimism fundamentals don't support

A positive gap (market underestimates) combined with a positive Margin of Safety is the strongest combined signal — the business is both cheap historically and forward economics are stronger than the price suggests.

Critical Financial Health Indicators

Return on Equity (Profitability):CRITICAL (-16.6%)

Debt-to-Equity (Solvency Risk):EXCELLENT (0.28x)

Operating Margin (Operational Efficiency):CRITICAL (-7.4%)

Return on Capital (Capital Efficiency):CRITICAL (-8.1%)

📊 Valuation Trilogy

Three interconnected metrics for complete valuation analysis

Click any metric for full methodology and detailed analysis

Zyberno's Verdict

HOOKER FURNISHINGS CORPORATION (HOFT) stock report — Zyberno Score 33/100 (WEAK BUSINESS). Full financial analysis on Zyberno.

DIVISION I: EXECUTIVE SUMMARY

A. Market Valuation

Market Price & Capitalization (2)

Current Price:13.39

Market Cap:$142.52M

Valuation Multiples (3)

P/B Ratio:0.84x

P/S Ratio:0.54x

Peg Ratio:-999.00x

Enterprise Metrics (2)

Enterprise Value:$155.47M

Pfcf Ratio:10.35x

Price Action & Momentum (3)

12-1 Momentum:

+55.2% (88th pctile)

📈 Click to view full HOFT Momentum analysis →

Momentum Percentile:88 / 100

% of 52-Week High:74.0%

B. Profitability Assessment

Return Metrics (5)

ROE:

-16.6%

📊 Click to view full HOFT ROE analysis →

ROA:-12.1%

Roic:

-8.1%

📊 Click to view full HOFT ROIC analysis →

Reinvestment Rate:63.7%

Fundamental Growth Rate (g):-5.2%

Margin Analysis (3)

Operating Margin Ttm:-7.4%

Net Margin Ttm:-11.1%

Ebitda Margin:-4.6%

TTM Performance (3)

Gross Margin Ttm:28.6%

Operating Margin Ttm:-7.4%

Net Margin Ttm:-11.1%

Yield Metrics (2)

Earnings Yield:-$18.68

Dividend Yield:4.8%

C. Log-Linear Regression Growth Trends

Earnings Surprise (SUE) (3)

Earnings Surprise (SUE):

+0.84

📊 Click to view full HOFT Earnings Surprise analysis →

EPS Surprise vs Expected:115.8%

Latest Earnings Filed:2026-06-12

Revenue Growth (Linear) (1)

Revenue Growth Rate (Linear):-21.3%

Earnings Growth (Linear) (1)

Net Income Growth Rate (Linear):-32.7%

Cash Flow Growth (Linear) (2)

Free Cash Flow Growth Rate (Linear):-18.6%

Operating Cash Flow Growth Rate (Linear):-17.5%

Operating Growth (Linear) (1)

Operating Income Growth Rate (Linear):-32.7%

D. Financial Stability

Liquidity Ratios (3)

Current Ratio:3.09x

Quick Ratio:1.57x

Cash Ratio:0.36x

Leverage Analysis (3)

Debt To Equity Ttm:0.28x

Debt-to-Equity Ratio:0.28x

Debt To Ebitda:-999.00x

Coverage Ratios (1)

Times Interest Earned:-999.00

Capital Structure (4)

Working Capital:62,085,000.00

Cash And Cash Equivalents:10,618,000.00

Long Term Debt:$18.21M

Net Debt:$12.95M

DIVISION II: FINANCIAL STATEMENTS ANALYSIS

A. Income Statement Analysis

Revenue Components (2)

Revenue TTM: $262.28M

Linear Growth: -21.3%

📊 Click to view full HOFT Revenue analysis & methodology →

Cost Of Revenue Ttm:$187.19M

Profitability Breakdown (2)

Gross profit TTM: $75.09M

Linear Growth: 9.0%

📊 Click to view full HOFT Gross Profit analysis & methodology →

Operating income TTM: -$19.29M

Linear Growth: -32.7%

📊 Click to view full HOFT Operating Income analysis & methodology →

Bottom Line Performance (3)

Net income TTM: -$29.18M

Linear Growth: -32.7%

📊 Click to view full HOFT Net Income analysis & methodology →

Income Before Tax:-$20.13M

Ebitda Ttm:-12,085,000.00

Operating Expenses (5)

Operating Expenses:0.00

R And D Expense:0.00

Sga Expense:68,737,000.00

Income Tax Expense:-$5.13M

Interest Expense:-508,000.00

Expense Ratios (3)

R And D To Revenue Percentage:0.0%

Sga To Revenue Percentage:99.0%

Ebitda Margin:-4.6%

B. Balance Sheet Analysis

Asset Composition (5)

Total Assets:$223.22M

Current Assets:$91.85M

Ppe Net:22,208,000.00

Goodwill:575,000.00

Intangible Assets:$12.45M

Liability Structure (4)

Total Liabilities:54,123,000.00

Current Liabilities:29,767,000.00

Long Term Debt:$18.21M

Short Term Debt:$5.36M

Equity & Capital (3)

Equity:$169.09M

Retained Earnings:$117.35M

Common Stock:51,479,000.00

Working Capital Items (3)

Accounts Receivable:30,933,000.00

Inventory:45,032,000.00

Accounts Payable:12,113,000.00

Special Items (2)

Contract Liabilities:5,151,000.00

Stock Based Compensation:155,000.00

C. Cash Flow Analysis

Operating Activities (2)

Operating cash flow TTM: $18.30M

Linear Growth: -17.5%

Free cash flow TTM: $15.59M

Linear Growth: -18.6%

📊 Click to view full HOFT Free Cash Flow analysis & methodology →

Investment Activities (2)

Investing Cash Flow:-$967.00K

Capital Expenditures Ttm:2,715,000.00

Financing Activities (3)

Financing Cash Flow:-$4.92M

Dividends Paid Ttm:7,523,000.00

Stock Repurchase:96,000.00

Capital Transactions (3)

Common Stock Issuance:0.00

Long Term Debt Issuance:$0.00

Long Term Debt Repayments:$6.73M

Non-Cash Items (1)

Depreciation Amortization Ttm:7,202,000.00

DIVISION III: OPERATIONAL METRICS

A. Per Share Analysis

Earnings Per Share (3)

EPS (Basic TTM):-2.75

Eps diluted TTM: -$2.75

Linear Growth: -30.6%

📊 Click to view full HOFT EPS analysis & methodology →

Earnings Per Share Ttm:-$2.74

Revenue & Cash Per Share (2)

Sales Per Share Ttm:24.64

Operating Cash Flow Per Share:$1.72

Book Value & Capital (2)

Book Value Per Share:$15.89

Cash Per Share:1.00

Dividend Policy (1)

Dividend Payout Ratio:-999.00x

B. Operational Efficiency

Asset Utilization (2)

Asset Turnover Ttm:1.08x

Working Capital Turnover Ttm:4.22x

Receivables Management (2)

Receivables Turnover Ttm:8.48x

Days Sales Outstanding Ttm:43.05

Inventory Management (2)

Inventory Turnover Ttm:4.16x

Days Inventory Outstanding Ttm:87.81

Payables & Cash Cycle (2)

Days Payable Outstanding:23.62

Cash Conversion Cycle:107.24

C. Quality & Risk Metrics

Financial Quality Scores (2)

Financial Strength Score:100.00

Quality Score:50.00

Market Metrics (2)

Beta:0.00x

Volatility Category:unknown

DIVISION IV: INVESTMENT ANALYSIS

A. Value Investment Framework

Damodaran Growth Analysis (2)

Reinvestment Rate:63.7%

Fundamental Growth Rate (g):-5.2%

B. Log-Linear Regression Growth Analysis

Growth Rates (Log-Linear Regression) (3)

Revenue Growth Rate (Linear):-21.3%

Net Income Growth Rate (Linear):-32.7%

Operating Income Growth Rate (Linear):-32.7%

Cash Flow Growth Rates (2)

Free Cash Flow Growth Rate (Linear):-18.6%

Operating Cash Flow Growth Rate (Linear):-17.5%

Other Growth Rates (2)

Gross Profit Growth Rate (Linear):9.0%

Book Value Growth Rate (Linear):-10.7%

C. Company Profile & Context

Corporate Information (6)

Symbol:HOFT

Company Name:HOOKER FURNISHINGS CORPORATION

Sector:Unknown

Industry:Household Furniture

Exchange:NASDAQ

Country:United States

Market Classification (3)

Market Cap Category:N/A

Price Category:medium

Volume Category:N/A

Share Structure (3)

Shares Outstanding:10.64M

Shares Outstanding Basic:10.64M

Shares Outstanding Diluted:10.78M

Data Processing Info (3)

Processing Version:v3.0

Last Updated:2026-08-31 14:21:34 UTC

Data Timestamp:2026-08-19T09:45:53.495651