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ZYBERNO

Stock Report

Updated Jun 8, 2026

DREAM HOMES & DEVELOPMENT CORPORATION (DREM)

Industrial • Over The Counter

$0.01

Professional Investment Analysis

ZYBERNO SCORE →

Is it a great business? Is it getting better?

65.0/100

GOOD BUSINESS

DREAM HOMES & DEVELOPMENT CORPORATION (DREM) scores 65/100 — strong fundamentals with solid profitability and healthy cash flow generation.

📊 How is the Zyberno Score calculated? +

The Zyberno Score answers one question: "Is this a quality business worth owning?" It's a 0-100 investment grade that evaluates business fundamentals across four critical dimensions, based on principles from Warren Buffett, Benjamin Graham, Peter Lynch, and Charlie Munger.

The 4 Core Categories (25 points each):

1. PROFITABILITY (25 pts)

Metrics: ROE, ROIC, Net Margin, Operating Margin
Thresholds: ROE >20% excellent • ROIC >20% excellent • Net Margin >20% excellent • Operating Margin >25% excellent

2. FINANCIAL STRENGTH (25 pts)

Metrics: Debt-to-Equity, Current Ratio, Interest Coverage, Altman Z-Score
Thresholds: D/E <0.3 excellent • Current Ratio >2.5 excellent • Interest Coverage >10x excellent • Altman Z >3.0 safe

3. CASH FLOW QUALITY (25 pts)

Metrics: Free Cash Flow, OCF vs Net Income, FCF Margin
Thresholds: Positive & growing FCF excellent • OCF/NI >1.2x excellent (cash earnings exceed accounting)

4. GROWTH & CONSISTENCY (25 pts)

Metrics: Revenue Growth, Net Income Growth, FCF Growth, Piotroski F-Score
Thresholds: Growth via log-linear regression • Piotroski 8-9 excellent, 6-7 good

Score Interpretation:

75-100

GREAT BUSINESS

65-74

GOOD BUSINESS

50-64

AVERAGE BUSINESS

30-49

WEAK BUSINESS

0-29

POOR BUSINESS

→ View full DREM quality analysis & detailed breakdown

VALUATION SIGNAL

MARGIN OF SAFETY

Is this stock cheap or expensive relative to what the business has historically generated for owners?

Margin of Safety unavailable — insufficient data for the owner-earnings DCF.

BRINA GAP ↗

Is the market underestimating or overestimating what this business is capable of going forward?

+18.4%

Market Underestimates

💰 How is Margin of Safety calculated? +

Margin of Safety measures how much discount or premium you're paying relative to a stock's intrinsic value. It's Benjamin Graham's core principle: the larger the margin, the lower your downside risk.

Formula: (Intrinsic Value − Current Price) ÷ Intrinsic Value × 100%

How We Calculate Intrinsic Value (DCF Method):

Step 1: Calculate current Owner Earnings (OCF − Maintenance CapEx)

Step 2: Calculate company-specific growth rate using log-linear regression on 16 quarters of Owner Earnings

Step 3: Project 10 years forward using the calculated growth rate

Step 4: Discount each year's cash flow to present value using 10% discount rate

Step 5: Calculate terminal value using 3% perpetual growth rate

Step 6: Sum all discounted cash flows = Intrinsic Value

What The Percentages Mean:

+50% or more

EXCELLENT — Very undervalued

+25% to +50%

GOOD — Attractive discount

0% to +25%

FAIR — Reasonable value

0% to -25%

CAUTION — Slight premium

-25% or worse

POOR — Overvalued

"Price is what you pay, value is what you get." — Warren Buffett

→ View full DREM valuation analysis · → View full DREM Brina Gap analysis

📈 How is Brina Gap calculated? +

Brina Gap measures the difference between the growth a business can fundamentally sustain and the growth the market is already pricing in.

Formula: Fundamental Growth Rate − Market-Implied Growth Rate

The Two Components:

Fundamental Growth Rate = ROIC × Reinvestment Rate

What the business can sustainably grow at based on how much it reinvests and what return it earns on that capital. Grounded in historical financials.

Market-Implied Growth Rate = Reverse DCF

The growth rate the current Enterprise Value implicitly assumes. Calculated by back-solving a 10-year DCF model (10% WACC, 3% terminal growth) until the present value of projected cash flows equals EV.

What The Gap Means:

Gap > +5% Market Underestimates — potential upside

+2% to +5% Slight Underestimate

-2% to +2% Fairly Priced — market consensus matches fundamentals

-5% to -2% Slight Overestimate

Gap < -5% Market Overestimates — price embeds optimism fundamentals don't support

A positive gap (market underestimates) combined with a positive Margin of Safety is the strongest combined signal — the business is both cheap historically and forward economics are stronger than the price suggests.

Critical Financial Health Indicators

Return on Equity (Profitability):EXCELLENT (109.6%)

Debt-to-Equity (Solvency Risk):GOOD (0.49x)

Operating Margin (Operational Efficiency):GOOD (18.7%)

Return on Capital (Capital Efficiency):EXCELLENT (97.0%)

📊 Valuation Trilogy

Three interconnected metrics for complete valuation analysis

Click any metric for full methodology and detailed analysis

Zyberno's Verdict

DREAM HOMES & DEVELOPMENT CORPORATION (DREM) stock report — Zyberno Score 65/100 (GOOD BUSINESS). Full financial analysis on Zyberno.

According to Zyberno's DCF model, DREAM HOMES & DEVELOPMENT CORPORATION (DREM) shows a Brina Gap of +18.4%, which strengthens the case: based on the company's ROIC (97.0%) and reinvestment rate (-1.7%), the business can fundamentally grow at -1.6% — but the current enterprise value implies the market expects -20.0%.

DIVISION I: EXECUTIVE SUMMARY

A. Market Valuation

Market Price & Capitalization (2)

Current Price:0.01

Market Cap:$644.03K

Valuation Multiples (4)

P/E Ratio:

0.44x

📊 Click to view full DREM P/E analysis →

P/B Ratio:0.38x

P/S Ratio:0.06x

Peg Ratio:0.01x

Enterprise Metrics (2)

Enterprise Value:$385.42K

Ev Ebitda Ratio:0.20x

B. Profitability Assessment

Return Metrics (7)

ROE:

109.6%

📊 Click to view full DREM ROE analysis →

ROA:28.7%

Roic:

97.0%

📊 Click to view full DREM ROIC analysis →

Reinvestment Rate:-1.7%

Fundamental Growth Rate (g):-1.6%

Market-Implied Growth Rate:-20.0%

Brina Gap:

18.4%

☷ Click to view full DREM Brina Gap analysis →

Margin Analysis (3)

Operating Margin Ttm:18.7%

Net Margin Ttm:25.0%

Ebitda Margin:19.0%

TTM Performance (3)

Gross Margin Ttm:20.9%

Operating Margin Ttm:18.7%

Net Margin Ttm:25.0%

Yield Metrics (2)

Earnings Yield:$225.56

Dividend Yield:0.0%

C. Log-Linear Regression Growth Trends

Earnings Surprise (SUE) (3)

Earnings Surprise (SUE):

-3.61

📊 Click to view full DREM Earnings Surprise analysis →

EPS Surprise vs Expected:-188.2%

Latest Earnings Filed:2026-04-17

Revenue Growth (Linear) (1)

Revenue Growth Rate (Linear):48.5%

Earnings Growth (Linear) (1)

Net Income Growth Rate (Linear):32.7%

Cash Flow Growth (Linear) (1)

Operating Cash Flow Growth Rate (Linear):100.0%

Operating Growth (Linear) (1)

Operating Income Growth Rate (Linear):69.5%

D. Financial Stability

Liquidity Ratios (3)

Current Ratio:1.62x

Quick Ratio:0.28x

Cash Ratio:0.24x

Leverage Analysis (3)

Debt To Equity Ttm:0.49x

Debt-to-Equity Ratio:0.49x

Debt To Ebitda:0.34x

Coverage Ratios (2)

Interest Coverage Ratio:12.43x

Times Interest Earned:12.43

Capital Structure (4)

Working Capital:2,276,194.00

Cash And Cash Equivalents:899,408.00

Long Term Debt:$0.00

Net Debt:-$258.61K

DIVISION II: FINANCIAL STATEMENTS ANALYSIS

A. Income Statement Analysis

Revenue Components (2)

Revenue TTM: $10.07M

Linear Growth: 48.5%

📊 Click to view full DREM Revenue analysis & methodology →

Cost Of Revenue Ttm:$7.97M

Profitability Breakdown (2)

Gross profit TTM: $2.10M

Linear Growth: 30.6%

📊 Click to view full DREM Gross Profit analysis & methodology →

Operating income TTM: $1.89M

Linear Growth: 69.5%

📊 Click to view full DREM Operating Income analysis & methodology →

Bottom Line Performance (3)

Net income TTM: $2.52M

Linear Growth: 32.7%

📊 Click to view full DREM Net Income analysis & methodology →

Income Before Tax:$1.55M

Ebitda Ttm:1,909,221.00

Operating Expenses (5)

Operating Expenses:997,557.00

R And D Expense:0.00

Sga Expense:973,975.00

Income Tax Expense:$307.84K

Interest Expense:88,845.00

Expense Ratios (3)

R And D To Revenue Percentage:0.0%

Sga To Revenue Percentage:31.4%

Ebitda Margin:19.0%

B. Balance Sheet Analysis

Asset Composition (5)

Total Assets:$7.24M

Current Assets:$5.96M

Ppe Net:117,695.00

Goodwill:0.00

Intangible Assets:$0.00

Liability Structure (4)

Total Liabilities:5,520,155.00

Current Liabilities:3,684,750.00

Long Term Debt:$0.00

Short Term Debt:$640.80K

Equity & Capital (3)

Equity:$1.72M

Retained Earnings:-$1.20M

Common Stock:70,000,000.00

Working Capital Items (3)

Accounts Receivable:149,855.00

Inventory:4,911,681.00

Accounts Payable:640,798.00

Special Items (2)

Contract Liabilities:84,191.00

Stock Based Compensation:0.00

C. Cash Flow Analysis

Operating Activities (2)

Operating cash flow TTM: $3.95M

Linear Growth: 100.0%

$0.00

Investment Activities (1)

Investing Cash Flow:$416.32K

Financing Activities (3)

Financing Cash Flow:$477.30K

Dividends Paid Ttm:0.00

Stock Repurchase:0.00

Capital Transactions (3)

Common Stock Issuance:0.00

Long Term Debt Issuance:$0.00

Long Term Debt Repayments:$0.00

Non-Cash Items (1)

Depreciation Amortization Ttm:23,582.00

DIVISION III: OPERATIONAL METRICS

A. Per Share Analysis

Earnings Per Share (3)

EPS (Basic TTM):0.03

Eps diluted TTM: $0.03

Linear Growth: 51.5%

📊 Click to view full DREM EPS analysis & methodology →

Earnings Per Share Ttm:$0.05

Revenue & Cash Per Share (2)

Sales Per Share Ttm:0.21

Operating Cash Flow Per Share:$0.08

Book Value & Capital (2)

Book Value Per Share:$0.04

Cash Per Share:0.02

Dividend Policy (1)

Dividend Payout Ratio:0.00x

B. Operational Efficiency

Asset Utilization (2)

Asset Turnover Ttm:1.15x

Working Capital Turnover Ttm:4.42x

Receivables Management (2)

Receivables Turnover Ttm:67.20x

Days Sales Outstanding Ttm:5.43

Inventory Management (2)

Inventory Turnover Ttm:1.62x

Days Inventory Outstanding Ttm:225.01

Payables & Cash Cycle (2)

Days Payable Outstanding:29.36

Cash Conversion Cycle:201.08

C. Quality & Risk Metrics

Financial Quality Scores (2)

Financial Strength Score:100.00

Quality Score:95.00

Market Metrics (2)

Beta:0.00x

Volatility Category:unknown

DIVISION IV: INVESTMENT ANALYSIS

A. Value Investment Framework

Damodaran Growth Analysis (4)

Reinvestment Rate:-1.7%

Fundamental Growth Rate (g):-1.6%

Market-Implied Growth Rate:-20.0%

Brina Gap:

18.4%

☷ Click to view full DREM Brina Gap analysis →

B. Log-Linear Regression Growth Analysis

Growth Rates (Log-Linear Regression) (3)

Revenue Growth Rate (Linear):48.5%

Net Income Growth Rate (Linear):32.7%

Operating Income Growth Rate (Linear):69.5%

Cash Flow Growth Rates (1)

Operating Cash Flow Growth Rate (Linear):100.0%

Other Growth Rates (2)

Gross Profit Growth Rate (Linear):30.6%

Book Value Growth Rate (Linear):47.3%

C. Company Profile & Context

Corporate Information (6)

Symbol:DREM

Company Name:DREAM HOMES & DEVELOPMENT CORPORATION

Sector:Industrial

Industry:Construction

Exchange:Over The Counter

Country:Unknown

Market Classification (3)

Market Cap Category:N/A

Price Category:penny

Volume Category:N/A

Share Structure (3)

Shares Outstanding:48.42M

Shares Outstanding Basic:48.42M

Shares Outstanding Diluted:48.42M

Data Processing Info (3)

Processing Version:v3.0

Last Updated:2026-06-08 21:56:33 UTC

Data Timestamp:2026-06-08T21:56:33.355250