📈 Operating Income History (16 Quarters)
🧮 FOACW Operating Income Breakdown
Understanding Operating Income
Operating Income, also known as EBIT (Earnings Before Interest and Taxes), measures a company's profit from its core business operations before financing costs and taxes. For FOACW, the trailing twelve month operating income is $231.3M.
Why Operating Income Matters
Operating income isolates business performance from capital structure decisions (debt vs equity financing) and tax strategies. This makes it ideal for comparing companies with different debt levels or tax situations. It shows how efficiently management runs the core operations.
FOACW's operating income growth rate of 44.13% (based on log-linear regression of 16 quarters) indicates exceptional operational growth with improving efficiency.
Operating Income vs Other Profitability Metrics
Net Income: $97.7M →
The bottom line after interest and taxes. Net income shows the final profit, while operating income excludes financing decisions.
Free Cash Flow: $-513.4M →
Actual cash generated after capital expenditures. FCF can differ significantly from operating income due to working capital and capex.
Owner Earnings: N/A →
Buffett's measure of true cash generation. Adds back depreciation and subtracts only maintenance capex.
Revenue: $1.6B →
The top line that operating income is derived from. Operating margin shows what percentage becomes operational profit.
Operating Margin Analysis
FOACW's operating margin of 14.43% shows what percentage of revenue converts to operating profit after all operating expenses. Operating margins between 8-15% are common in competitive industries.
EV/Operating Income Valuation
The EV/Operating Income ratio of 1.9x shows how the market values FOACW's operational earnings. Ratios below 8x often indicate undervaluation or market concerns about future growth.
Summary: FOACW Operating Income Trend
FINANCE OF AMERICA COMPANIES INC. (FOACW) has an operating margin of 14.43%, which Zyberno classifies as acceptable for a Financials company — within the 8–18% range Zyberno considers typical for financial businesses where the spread between revenue and operating costs reflects efficiency. Operating income grew at 44.13% annually — significantly above the 20% threshold Zyberno associates with high-growth businesses. For complete financial analysis, view the full FOACW stock report on Zyberno.
Frequently Asked Questions
What is FOACW's current operating income?
FINANCE OF AMERICA COMPANIES INC.'s TTM operating income is $231.3M, growing at 44.13% annually — significantly above the 20% threshold Zyberno associates with high-growth businesses.
Is FOACW's operating income growing?
FINANCE OF AMERICA COMPANIES INC. (FOACW) has an operating margin of 14.43%, which Zyberno classifies as acceptable for a Financials company — within the 8–18% range Zyberno considers typical for financial businesses where the spread between revenue and operating costs reflects efficiency. Operating income grew at 44.13% annually — significantly above the 20% threshold Zyberno associates with high-growth businesses.
What is FOACW's operating margin?
FINANCE OF AMERICA COMPANIES INC. (FOACW) has an operating margin of 14.43%, which Zyberno classifies as acceptable for a Financials company — within the 8–18% range Zyberno considers typical for financial businesses where the spread between revenue and operating costs reflects efficiency. Operating income grew at 44.13% annually — significantly above the 20% threshold Zyberno associates with high-growth businesses.
What is the difference between operating income and EBIT?
Operating income and EBIT (Earnings Before Interest and Taxes) are generally the same metric - both measure profit from core operations before financing costs and taxes. FOACW's EBIT/Operating Income is $231.3M.
How does operating income differ from net income?
Operating income excludes interest expense and income taxes, while net income includes them. FOACW's operating income is $231.3M versus net income of $97.7M. The difference reflects financing costs and tax burden.
📊 Full FOACW Stock Report →
See FOACW's intrinsic value, margin of safety, DCF valuation, and complete financial analysis with 250+ metrics.
💵 FOACW Free Cash Flow →
Compare to Free Cash Flow which subtracts all capital expenditures, not just maintenance CapEx.
💰 FOACW Owner Earnings →
Compare to Buffett's Owner Earnings metric which uses maintenance CapEx instead of total capital expenditures.
📈 FOACW Earnings Per Share →
Analyze EPS trends, P/E ratio, earnings yield, and per-share profitability metrics.
🎯 FOACW Earnings Surprise (SUE) →
See whether FOACW is beating or missing its own earnings trend — Standardized Unexpected Earnings and post-earnings drift.
📊 FOACW Revenue →
Analyze revenue trends, growth rate, P/S ratio, and top-line sales performance.
💰 FOACW Net Income →
Analyze the bottom-line profit, P/E ratio, and net profit margin trends.
🔶 FOACW Operating Income →
Analyze EBIT, operating margin, and core business profitability before interest and taxes.
💜 FOACW Gross Profit →
Analyze gross margin, pricing power, and profitability before operating expenses.