READY CAPITAL CORPORATION (RCC)

Financial Services · Real Estate · Price $25.04
Updated: Jun 11, 2026
Net Income (TTM)
$-503.1M
Trailing 12 Months
Growth Rate
8.46%
Log-Linear Regression (16Q)
Price/Earnings
N/A
Valuation Multiple
EPS (Diluted)
$-3.15
Net Income / Shares
Net Margin
-101.45%
Profitability

📈 Net Income History (16 Quarters)

🧮 RCC Net Income Breakdown

Net Income = Revenue - All Expenses - Taxes - Interest
Revenue (Top Line) $495.9M
Less: Cost of Revenue → Gross Profit N/A
Less: Operating Expenses → Operating Income $-596.5M
Less: Interest Expense $358.6M
Less: Income Tax Expense $-98.2M
Equals: Net Income (Bottom Line) $-503.1M

Understanding Net Income

Net income, also called the "bottom line" or net profit, is the money a company keeps after paying all expenses including cost of goods, operating costs, interest, and taxes. For RCC, the trailing twelve month net income is $-503.1M.

Why Net Income Matters

Net income is the ultimate measure of accounting profitability. It determines earnings per share (EPS), affects stock valuations through the P/E ratio, and represents the theoretical amount available to shareholders. However, net income can be influenced by accounting choices, which is why value investors often look at cash flow metrics alongside it.

RCC's net income growth rate of 8.46% (based on log-linear regression of 16 quarters) indicates modest positive profit growth.

Net Income vs Cash Flow Metrics

Free Cash Flow: $899.3M →

Actual cash generated after capital expenditures. FCF often differs from net income due to depreciation, working capital changes, and capex timing.

Owner Earnings: $907.9M →

Buffett's preferred metric that adds back depreciation but subtracts maintenance capex. Often considered more accurate than net income.

EPS (Diluted): $-3.15 →

Net income divided by diluted shares outstanding. The primary driver of the P/E ratio used in valuations.

Revenue: $495.9M →

The top line that net income is derived from. Net margin shows what percentage of revenue becomes profit.

P/E Ratio Analysis

RCC's P/E ratio of N/A means investors pay $N/A for every $1 of annual earnings.

Net Margin: Profitability Efficiency

Net margin of -101.45% shows what percentage of RCC's revenue converts to profit after all costs. Negative net margins indicate the company is losing money on operations.

Summary: RCC Net Income Trend

READY CAPITAL CORPORATION (RCC) has a negative net margin of -101.45% — the company is currently loss-making at the bottom line. Net income trend: 8.46% annually — positive but below the 10% level Zyberno considers strong growth. For complete financial analysis, view the full RCC stock report on Zyberno.

Frequently Asked Questions

What is RCC's current net income?

READY CAPITAL CORPORATION's TTM net income is $-503.1M, growing at 8.46% annually — positive but below the 10% level Zyberno considers strong growth.

Is RCC's net income growing?

READY CAPITAL CORPORATION (RCC) has a negative net margin of -101.45% — the company is currently loss-making at the bottom line. Net income trend: 8.46% annually — positive but below the 10% level Zyberno considers strong growth.

What is RCC's net profit margin?

READY CAPITAL CORPORATION (RCC) has a negative net margin of -101.45% — the company is currently loss-making at the bottom line. Net income trend: 8.46% annually — positive but below the 10% level Zyberno considers strong growth.

What is RCC's P/E ratio?

RCC's P/E ratio is N/A, meaning the market values the company at N/A times its annual earnings.

How does net income differ from free cash flow?

Net income is an accounting measure that includes non-cash items like depreciation, while free cash flow shows actual cash generated. RCC's net income is $-503.1M versus free cash flow of $899.3M. Large differences often indicate significant capital expenditures or working capital changes.

📊 Valuation Trilogy
Three interconnected metrics built on Owner Earnings
💎
Intrinsic Value
DCF Fair Value
$2,473.80
🛡️
Margin of Safety
Valuation Gap
99.0%
🎯
Expected Return
Projected Annual
281.9%
Click any metric for full methodology and detailed analysis

📊 Full RCC Stock Report

See RCC's intrinsic value, margin of safety, DCF valuation, and complete financial analysis with 250+ metrics.

💵 RCC Free Cash Flow

Compare to Free Cash Flow which subtracts all capital expenditures, not just maintenance CapEx.

💰 RCC Owner Earnings

Compare to Buffett's Owner Earnings metric which uses maintenance CapEx instead of total capital expenditures.

📈 RCC Earnings Per Share

Analyze EPS trends, P/E ratio, earnings yield, and per-share profitability metrics.

🎯 RCC Earnings Surprise (SUE)

See whether RCC is beating or missing its own earnings trend — Standardized Unexpected Earnings and post-earnings drift.

📊 RCC Revenue

Analyze revenue trends, growth rate, P/S ratio, and top-line sales performance.

💰 RCC Net Income

Analyze the bottom-line profit, P/E ratio, and net profit margin trends.

🔶 RCC Operating Income

Analyze EBIT, operating margin, and core business profitability before interest and taxes.

💜 RCC Gross Profit

Analyze gross margin, pricing power, and profitability before operating expenses.

View Full RCC Report Find More Quality Stocks
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