📈 Net Income History (16 Quarters)
🧮 BHFAP Net Income Breakdown
Understanding Net Income
Net income, also called the "bottom line" or net profit, is the money a company keeps after paying all expenses including cost of goods, operating costs, interest, and taxes. For BHFAP, the trailing twelve month net income is $831.0M.
Why Net Income Matters
Net income is the ultimate measure of accounting profitability. It determines earnings per share (EPS), affects stock valuations through the P/E ratio, and represents the theoretical amount available to shareholders. However, net income can be influenced by accounting choices, which is why value investors often look at cash flow metrics alongside it.
BHFAP's net income growth rate of -12.87% (based on log-linear regression of 16 quarters) indicates significant profit decline, requiring investigation into causes.
Net Income vs Cash Flow Metrics
Free Cash Flow: $0 →
Actual cash generated after capital expenditures. FCF often differs from net income due to depreciation, working capital changes, and capex timing.
Owner Earnings: N/A →
Buffett's preferred metric that adds back depreciation but subtracts maintenance capex. Often considered more accurate than net income.
EPS (Diluted): $12.44 →
Net income divided by diluted shares outstanding. The primary driver of the P/E ratio used in valuations.
Revenue: $6.7B →
The top line that net income is derived from. Net margin shows what percentage of revenue becomes profit.
P/E Ratio Analysis
BHFAP's P/E ratio of 1.1x means investors pay $1.14 for every $1 of annual earnings. A P/E below 10 is generally considered "value" territory.
Net Margin: Profitability Efficiency
Net margin of 12.49% shows what percentage of BHFAP's revenue converts to profit after all costs. Net margins between 10-20% are solid and typical of well-managed businesses.
Summary: BHFAP Net Income Trend
Brighthouse Financial, Inc. (BHFAP) has a net margin of 12.49%, which Zyberno classifies as good for a Financials company — above the 12% threshold Zyberno applies to financial businesses where net margins reflect balance sheet efficiency and credit quality. Net income grew at -12.87% annually — a material decline Zyberno treats as a concern requiring investigation. For complete financial analysis, view the full BHFAP stock report on Zyberno.
Frequently Asked Questions
What is BHFAP's current net income?
Brighthouse Financial, Inc.'s TTM net income is $831.0M, growing at -12.87% annually — a material decline Zyberno treats as a concern requiring investigation.
Is BHFAP's net income growing?
Brighthouse Financial, Inc. (BHFAP) has a net margin of 12.49%, which Zyberno classifies as good for a Financials company — above the 12% threshold Zyberno applies to financial businesses where net margins reflect balance sheet efficiency and credit quality. Net income grew at -12.87% annually — a material decline Zyberno treats as a concern requiring investigation.
What is BHFAP's net profit margin?
Brighthouse Financial, Inc. (BHFAP) has a net margin of 12.49%, which Zyberno classifies as good for a Financials company — above the 12% threshold Zyberno applies to financial businesses where net margins reflect balance sheet efficiency and credit quality. Net income grew at -12.87% annually — a material decline Zyberno treats as a concern requiring investigation.
What is BHFAP's P/E ratio?
BHFAP's P/E ratio is 1.1x, meaning the market values the company at 1.1 times its annual earnings.
How does net income differ from free cash flow?
Net income is an accounting measure that includes non-cash items like depreciation, while free cash flow shows actual cash generated. BHFAP's net income is $831.0M versus free cash flow of $0. Large differences often indicate significant capital expenditures or working capital changes.
📊 Full BHFAP Stock Report →
See BHFAP's intrinsic value, margin of safety, DCF valuation, and complete financial analysis with 250+ metrics.
💵 BHFAP Free Cash Flow →
Compare to Free Cash Flow which subtracts all capital expenditures, not just maintenance CapEx.
💰 BHFAP Owner Earnings →
Compare to Buffett's Owner Earnings metric which uses maintenance CapEx instead of total capital expenditures.
📈 BHFAP Earnings Per Share →
Analyze EPS trends, P/E ratio, earnings yield, and per-share profitability metrics.
🎯 BHFAP Earnings Surprise (SUE) →
See whether BHFAP is beating or missing its own earnings trend — Standardized Unexpected Earnings and post-earnings drift.
📊 BHFAP Revenue →
Analyze revenue trends, growth rate, P/S ratio, and top-line sales performance.
💰 BHFAP Net Income →
Analyze the bottom-line profit, P/E ratio, and net profit margin trends.
🔶 BHFAP Operating Income →
Analyze EBIT, operating margin, and core business profitability before interest and taxes.
💜 BHFAP Gross Profit →
Analyze gross margin, pricing power, and profitability before operating expenses.