MainStreet Bancshares, Inc. (MNSB)

Financial Services · Banking · Price $25.05
Updated: Aug 21, 2026
Gross Profit (TTM)
$73.6M
Trailing 12 Months
Growth Rate
0.54%
Log-Linear Regression (4Q)
Gross Margin
56.74%
Pricing Power
Revenue
$129.7M
Top Line Sales
Operating Income
$21.7M
After OpEx

📈 Gross Profit History (4 Quarters)

🧮 MNSB Gross Profit Breakdown

Gross Profit = Revenue - Cost of Revenue
Revenue (Total Sales) $129.7M
Less: Cost of Revenue (COGS) N/A
Equals: Gross Profit $73.6M

Understanding Gross Profit

Gross Profit is Revenue minus Cost of Revenue (also called Cost of Goods Sold or COGS). It measures how much a company earns from selling its products before subtracting operating expenses. For MNSB, the trailing twelve month gross profit is $73.6M.

Why Gross Profit Matters

Gross margin (Gross Profit / Revenue) is one of the most important indicators of pricing power and competitive advantage. Companies with high and stable gross margins typically have differentiated products, strong brands, or unique capabilities.

MNSB's gross profit growth rate of 0.54% (based on log-linear regression of 4 quarters) indicates modest positive growth in gross profit.

Gross Margin: The Key Metric

MNSB's gross margin of 56.74% shows what percentage of each sales dollar remains after paying direct production costs. Gross margins between 40-60% are solid and typical of differentiated products with pricing power.

Gross Profit vs Other Profitability Metrics

Operating Income: $21.7M →

Gross Profit minus operating expenses (SG&A, R&D). Shows profitability after all operating costs but before interest and taxes.

Net Income: $17.3M →

The bottom line after all expenses including interest and taxes. The final measure of accounting profit.

Free Cash Flow: $15.7M →

Actual cash generated after capital expenditures. Can differ significantly from gross profit due to working capital and capex.

Revenue: $129.7M →

The top line that gross profit is derived from. Gross margin shows what percentage becomes gross profit.

Summary: MNSB Gross Profit Trend

MainStreet Bancshares, Inc. (MNSB) gross margin is 56.74% — displayed for reference. Zyberno does not classify gross margin for financial sector companies because their revenue derives from net interest income and fee structures rather than product sales, making cost-of-revenue a structurally different concept. Net interest margin and efficiency ratios are the appropriate classification measures for this sector. For complete financial analysis, view the full MNSB stock report on Zyberno.

Frequently Asked Questions

What is MNSB's current gross profit?

MainStreet Bancshares, Inc.'s trailing twelve month (TTM) gross profit is $73.6M, growing at 0.54% annually — positive but below the 10% level Zyberno considers strong growth.

Is MNSB's gross profit growing?

MainStreet Bancshares, Inc. (MNSB) gross margin is 56.74% — displayed for reference. Zyberno does not classify gross margin for financial sector companies because their revenue derives from net interest income and fee structures rather than product sales, making cost-of-revenue a structurally different concept. Net interest margin and efficiency ratios are the appropriate classification measures for this sector.

What is MNSB's gross margin?

MainStreet Bancshares, Inc. (MNSB) gross margin is 56.74% — displayed for reference. Zyberno does not classify gross margin for financial sector companies because their revenue derives from net interest income and fee structures rather than product sales, making cost-of-revenue a structurally different concept. Net interest margin and efficiency ratios are the appropriate classification measures for this sector.

What is the difference between gross profit and net income?

Gross profit is Revenue minus Cost of Revenue only. Net income also subtracts operating expenses, interest, and taxes. MNSB's gross profit is $73.6M versus net income of $17.3M.

📊 Valuation Trilogy
Three interconnected metrics built on Owner Earnings
💎
Intrinsic Value
DCF Fair Value
$11.47
🛡️
Margin of Safety
Valuation Gap
-100.0%
🎯
Expected Return
Projected Annual
-31.6%
Click any metric for full methodology and detailed analysis

📊 Full MNSB Stock Report

See MNSB's intrinsic value, margin of safety, DCF valuation, and complete financial analysis with 250+ metrics.

💵 MNSB Free Cash Flow

Compare to Free Cash Flow which subtracts all capital expenditures, not just maintenance CapEx.

💰 MNSB Owner Earnings

Compare to Buffett's Owner Earnings metric which uses maintenance CapEx instead of total capital expenditures.

📈 MNSB Earnings Per Share

Analyze EPS trends, P/E ratio, earnings yield, and per-share profitability metrics.

🎯 MNSB Earnings Surprise (SUE)

See whether MNSB is beating or missing its own earnings trend — Standardized Unexpected Earnings and post-earnings drift.

📊 MNSB Revenue

Analyze revenue trends, growth rate, P/S ratio, and top-line sales performance.

💰 MNSB Net Income

Analyze the bottom-line profit, P/E ratio, and net profit margin trends.

🔶 MNSB Operating Income

Analyze EBIT, operating margin, and core business profitability before interest and taxes.

💜 MNSB Gross Profit

Analyze gross margin, pricing power, and profitability before operating expenses.

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