FINANCE OF AMERICA COMPANIES INC. (FOA)

Financial Services · Mortgage Bankers & Loan Correspondents · Price $20.60
Updated: Aug 21, 2026
EPS (TTM)
$-1.22
Diluted, Trailing 12 Months
P/E Ratio
N/A
Price / EPS
Earnings Yield
-5.47%
EPS / Price (Inverse P/E)
Growth Rate
31.22%
Log-Linear Regression (16Q)
PEG Ratio
-999.00
P/E / Growth Rate

📐 Earnings Surprise (SUE): -0.89 — In Line

-0.89
−4−20+2+4
Strong missMissIn lineBeatStrong beat

Click for the full surprise history and what this signal means →

📈 EPS History (16 Quarters)

🧮 FOA EPS Calculation

EPS = Net Income ÷ Weighted Average Shares Outstanding
Net Income (TTM) $64.8M
÷
Diluted Shares Outstanding 8.9M
= Earnings Per Share (TTM) $-1.22

What is Earnings Per Share (EPS)?

Earnings Per Share (EPS) is the portion of a company's profit allocated to each outstanding share of common stock. It's one of the most important metrics for comparing profitability across companies and is the foundation of the P/E ratio, the most widely used valuation metric in finance.

EPS = Net Income ÷ Weighted Average Shares Outstanding
Diluted EPS accounts for all potential shares from stock options, convertible bonds, etc.

Why EPS Matters for Investors

Comparable Across Companies

EPS normalizes profit to a per-share basis, making it easy to compare companies of different sizes. A $10B company and a $100B company can be compared fairly.

Drives Stock Prices

Over the long term, stock prices follow earnings. EPS growth is the primary driver of share price appreciation for most stocks.

P/E Ratio Foundation

The P/E ratio (Price/EPS) is the most common valuation metric. A P/E of 20x means investors pay $20 for every $1 of annual earnings.

Earnings Yield

Earnings Yield (EPS/Price) is the inverse of P/E. Warren Buffett prefers this format because it can be directly compared to bond yields.

How Zyberno Calculates Growth Rate

Zyberno uses log-linear regression on 16 quarters of historical EPS data to calculate the growth rate. This statistical method provides a more reliable trend than simple year-over-year comparisons, which can be distorted by one-time charges or seasonal variations.

EPS vs Cash Flow Metrics

Owner Earnings: N/A →

Buffett's preferred metric focuses on actual cash generation. Unlike EPS, it excludes non-cash charges and accounting adjustments.

Free Cash Flow: $-513.4M →

The cash remaining after capital expenditures. EPS can be positive while FCF is negative if the company is investing heavily.

Understanding P/E and PEG Ratios

FOA's current P/E ratio is N/A, meaning investors pay $N/A for every $1 of annual earnings.

The PEG ratio (P/E divided by growth rate) helps determine if a stock is fairly valued for its growth. FOA's PEG is -999.00. A PEG below 1.0 suggests the stock may be undervalued relative to its growth rate.

Summary: FOA Earnings Per Share

FINANCE OF AMERICA COMPANIES INC. (FOA) has negative diluted EPS of $-1.22 over the trailing twelve months — the company is currently loss-making. EPS trend: 31.22% annually — significantly above the 20% threshold Zyberno associates with high-growth businesses. For complete financial analysis, view the full FOA stock report on Zyberno.

Frequently Asked Questions

What is FOA's current EPS?

FINANCE OF AMERICA COMPANIES INC. (FOA) has negative diluted EPS of $-1.22 over the trailing twelve months — the company is currently loss-making. EPS trend: 31.22% annually — significantly above the 20% threshold Zyberno associates with high-growth businesses.

Is FOA's EPS growing?

FINANCE OF AMERICA COMPANIES INC. (FOA) has negative diluted EPS of $-1.22 over the trailing twelve months — the company is currently loss-making. EPS trend: 31.22% annually — significantly above the 20% threshold Zyberno associates with high-growth businesses.

What is FOA's P/E ratio?

FOA's P/E ratio is N/Ax, meaning investors pay $N/A for every $1 of annual earnings. The inverse (Earnings Yield) is -5.47%.

What's the difference between EPS and Free Cash Flow?

EPS is accounting profit divided by shares, while Free Cash Flow is actual cash remaining after capital expenditures. For FOA, EPS is $-1.22 compared to FCF of $-513.4M.

📊 Valuation Trilogy
Three interconnected metrics built on Owner Earnings
💎
Intrinsic Value
DCF Fair Value
🛡️
Margin of Safety
Valuation Gap
🎯
Expected Return
Projected Annual
Click any metric for full methodology and detailed analysis

📊 Full FOA Stock Report

See FOA's intrinsic value, margin of safety, DCF valuation, and complete financial analysis with 250+ metrics.

💵 FOA Free Cash Flow

Compare to Free Cash Flow which subtracts all capital expenditures, not just maintenance CapEx.

💰 FOA Owner Earnings

Compare to Buffett's Owner Earnings metric which uses maintenance CapEx instead of total capital expenditures.

📈 FOA Earnings Per Share

Analyze EPS trends, P/E ratio, earnings yield, and per-share profitability metrics.

🎯 FOA Earnings Surprise (SUE)

See whether FOA is beating or missing its own earnings trend — Standardized Unexpected Earnings and post-earnings drift.

📊 FOA Revenue

Analyze revenue trends, growth rate, P/S ratio, and top-line sales performance.

💰 FOA Net Income

Analyze the bottom-line profit, P/E ratio, and net profit margin trends.

🔶 FOA Operating Income

Analyze EBIT, operating margin, and core business profitability before interest and taxes.

💜 FOA Gross Profit

Analyze gross margin, pricing power, and profitability before operating expenses.

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